Property investors are navigating a rapidly changing market shaped by rising interest rates, cost-of-living pressures and ongoing debate around capital gains tax and negative gearing. In this episode of Get Real with Morton, Ewan Morton sits down with Frank Lin from Xin Finance to unpack the key issues influencing today’s property landscape. From housing supply challenges and infrastructure growth to the real risks of investing purely for tax benefits.
A major focus of the conversation is the “hidden” value of tax depreciation and how many property owners overlook deductions that can significantly reduce taxable income. Ewan and Frank also discuss why understanding property fundamentals matters more than chasing short-term tax advantages, particularly when comparing apartments and houses across Sydney’s evolving market. They explore how oversupply, location, build quality and long-term community growth can all impact capital gains and investment performance.
The episode also dives into Australia’s broader economic outlook, including recession concerns, migration, development pressures and affordability challenges. Whether you’re a first-home buyer, investor or property owner, this conversation delivers practical insights into how today’s market is shifting, and the strategies property owners should understand to navigate it more confidently.
🎧 Listen to the full episode on Spotify by tuning into the latest Get Real Podcast.